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We will gladly verify your insurance for you prior to your exam, whenever possible.  We strive to insure your benefits are properly applied.  We accept most insurance plans as a form of payment.  It is the patient's responsibility to provide us with accurate plan information, and to know their deductible and co-payments.  We will do our best to explain your benefits to you based on the information we received.  If your insurance denies payment for services, than it is naturally expected that the patient will pay the balance due.


Medical Insurance

Medical plans will cover eye exams when used to treat and manage conditions of the eye that cause disease or vision loss.  Cataracts, glaucoma, macular degeneration, floaters, dry eyes, allergies, eye infections, and eye injuries are typically covered.  Your doctor will diagnose these conditions and develop a treatment plan to improve comfort and vision.  Most medical plan require a co-payment per visit, and a deductible may apply.

Plans we accept:  Blue Cross/ Blue Shield, Tricare, Humana, Cigna, Aetna, Medicare, Principal.  

        We currently do not accept United Healthcare, because they refuse to let any doctors join their provider panel.  They are the only              insurance company we have requested to join that uses this policy.


Vision Insurance

Most medical plans offer vision benefits to patients for an additional premium.  Benefits typically cover a portion of eyeglasses, contact lenses and/or fittings, etc.  Many of these plans require that the insurance company make your eyeglasses using their own laboratory.  While this may offer savings, it is typically slower than services we can provide in office.  Most insurance companies take 1-2 weeks to complete and eyeglass order.  Vision insurances do not cover treatment and management of medical conditions of the eye.

Plans we accept: Tricare, VSP, VCP, Eye Med, Davis Vision, and Superior Vision


Out of Network Benefits

Many plans will offer a reduced benefit should you consider an out-of-network provider.  This may mean you pay less than $50 more to see a doctor you like and to get the level of service you desire, instead of going to a location your insurance company tells you.  We have chosen insurance plans that work well for most patients and provide an appropriate level of service.  If your plan does not, consider seeing us for your eye care needs.  We will provide exam copies and receipts and help you obtain your out-of-network benefits.


Dr. Tom Streeter grew up a military son.  He lived in Utah, New Mexico, Texas, and Spain.  His father retired from the military at Eglin AFB, and Niceville became his home.  Dr. Tom attended undergraduate at UAB, and obtained his Doctorate of Optometry at UAB in Birmingham in 2005.  He enjoy all things outdoors, boating, playing guitar, and going to the beach with the family.

Dr Thomas Streeter is a Florida Board Certified Optometrist (O.D.).  He is certified to treat diseases of the eye with topical and oral medications.

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